Massachusetts Payroll Tax Calculator 2026

Calculate Massachusetts state income tax, federal withholding, Social Security, Medicare, and net take-home pay.

2026 Massachusetts tax rates · FICA · Massachusetts M-4
State Income Tax
5% flat rate
Social Security
6.2%
Medicare
1.45%
State Form
Massachusetts M-4
Calculate Your Massachusetts Paycheck

Enter your salary or hourly rate and get a full breakdown: Massachusetts state tax, federal income tax, Social Security, Medicare, and exact net pay.

Open Massachusetts Payroll Tax Calculator
Free · No signup · 2026 IRS & MA rates

Massachusetts Tax Guide

Massachusetts Payroll Tax Overview 2026

Massachusetts uses a flat 5% income tax rate. All taxable income is taxed at the same percentage, regardless of how much you earn. This makes payroll calculations straightforward.

Massachusetts has a 5.0% flat income tax plus a 4% surtax on income over $1 million. Employees also pay into Paid Family & Medical Leave.

Massachusetts PFML requires employee contributions of up to 0.88% of wages, split between medical leave and family leave.

Massachusetts Payroll Tax Summary
State Income Tax5% flat rate
Tax TypeFlat rate
Social Security6.2% on first $176,100
Medicare1.45% (+ 0.9% over $200K)
FUTA (employer)0.6% on first $7,000
Employee FormMassachusetts M-4
Additional Payroll Taxes
Paid Family & Medical Leave (0.88% total)
Note: 9% surtax on income over $1 million

FAQ

Massachusetts payroll tax questions

What is the Massachusetts income tax rate for 2026?
Massachusetts uses a flat 5% income tax rate on all taxable income. Unlike progressive-tax states, the same rate applies whether you earn $30,000 or $300,000. This makes Massachusetts payroll tax calculations simple and predictable.
What taxes do Massachusetts employees pay on their paycheck?
Massachusetts employees pay: (1) Federal income tax (based on W-4 withholding); (2) Social Security tax (6.2% on wages up to $176,100); (3) Medicare tax (1.45%, plus 0.9% on income over $200,000); (4) Massachusetts state income tax (5% flat rate); (5) Paid Family & Medical Leave (0.88% total). The employer matches the Social Security and Medicare portions.
What payroll withholding form do Massachusetts employees use?
Massachusetts employees complete Massachusetts M-4 for state withholding in addition to the federal W-4. Employers use both forms to calculate the correct combined withholding amount.

Other States

Payroll tax calculators by state

Alaska Florida Nevada New Hampshire South Dakota Tennessee Texas Washington Wyoming Arizona Colorado Georgia Illinois Indiana Kentucky Louisiana Michigan Mississippi North Carolina Pennsylvania All States →