New Jersey Payroll Tax Calculator 2026
Calculate New Jersey state income tax, federal withholding, Social Security, Medicare, and net take-home pay.
2026 New Jersey tax rates · FICA · New Jersey NJ-W4
State Income Tax
Up to 10.75% (progressive)
Social Security
6.2%
Medicare
1.45%
State Form
New Jersey NJ-W4
Calculate Your New Jersey Paycheck
Enter your salary or hourly rate and get a full breakdown: New Jersey state tax, federal income tax, Social Security, Medicare, and exact net pay.
Open New Jersey Payroll Tax CalculatorFree · No signup · 2026 IRS & NJ rates
New Jersey Tax Guide
New Jersey Payroll Tax Overview 2026
New Jersey uses a progressive income tax with a top rate of 10.75%. Higher earners pay a larger percentage of their income — different brackets apply to different income ranges.
New Jersey has seven income tax brackets with a top rate of 10.75%. Employees also pay SDI, FLI, and UI contributions.
New Jersey employees pay 4 separate payroll deductions: income tax, SDI, FLI, and unemployment insurance — making NJ one of the most complex payroll states.
New Jersey Payroll Tax Summary
State Income TaxUp to 10.75% (progressive)
Tax TypeProgressive (brackets)
Social Security6.2% on first $176,100
Medicare1.45% (+ 0.9% over $200K)
FUTA (employer)0.6% on first $7,000
Employee FormNew Jersey NJ-W4
Additional Payroll Taxes
SDI: employee 0.14% + employer
FLI (Family Leave Insurance): 0.09% employee
UI: employee 0.3825%
FAQ
New Jersey payroll tax questions
What is the top New Jersey income tax rate for 2026?
New Jersey's top income tax rate is 10.75% for 2026. This is a marginal rate — it only applies to income above the top bracket threshold. Lower income falls into lower brackets. Use the calculator above to see your effective rate.
What taxes do New Jersey employees pay on their paycheck?
New Jersey employees pay: (1) Federal income tax (based on W-4 withholding); (2) Social Security tax (6.2% on wages up to $176,100); (3) Medicare tax (1.45%, plus 0.9% on income over $200,000); (4) New Jersey state income tax (Up to 10.75% (progressive)); (5) SDI. The employer matches the Social Security and Medicare portions.
What payroll withholding form do New Jersey employees use?
New Jersey employees complete New Jersey NJ-W4 for state withholding in addition to the federal W-4. Employers use both forms to calculate the correct combined withholding amount.
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